Your money,in order.
A simple and thoughtful way to track, plan, and grow what matters.
For expats and global families · Private beta, by invitation
Already invited? Sign in with your passkey
All Your Accounts
See your balances, credit cards, loans and more.
Track Expenses
Sort spending into categories. Rules remember each shop.
Plan Your Goals
Set goals, see what's free to spend.
Budget with Ease
One monthly budget, split across categories.
Manage Across Countries
AED, PHP and more, side by side.
Easily import your statements
Drop in a statement and SÍNOP sorts it out — read on your device, never uploaded.
- PDFs from Emirates NBD, Emirates Islamic, Mashreq, ADCB and Citi
- QBO, OFX, CSV and Excel from any bank
- Refunds and cashback matched, without double counting
- Asks "Is this the same payment?" instead of guessing
How It Works
Three steps to a month in order.
Add your accounts
Banks, cards and loans, in any currency.
Import a statement
Check the categories. Bills and refunds are matched for you.
See what's next
Bills due, cash flow, and what's free to spend.
Your Data Stays Yours
Records stay on your device. No ads, no tracking.
No bank login
SÍNOP never asks for your bank password. Statements are read on your device.
Sign in with a passkey
Face ID or your device's lock. No password to leak.
Optional app lock
Turn it on and your data is encrypted (AES-256).
About Lili
Lili greets you on Home with small tips, and looks after an optional village where good habits earn XP: importing a statement (+15), paying a card in full by its due date (+20), answering "Is this the same payment?" (+3).
Spending and borrowing never earn XP, and XP is never taken away.
FAQs
How do I join the beta?
SÍNOP Money is invite-only for now. Request an invite by email — you'll get a one-time link to open on your phone. See how the beta works.
Is SÍNOP Money a bank?
No. It doesn't hold or move money, and it doesn't give financial advice. It's a tool for budgeting and planning.
Does it connect to my bank?
No. You add statements yourself — a PDF or an export from your bank. SÍNOP never asks for your bank login.
Where is my data kept?
On your device. You can also keep a data file as a backup.
What if I change phones?
Your passkey can sync with your phone's keychain, and you can restore your records from your data file.
Which banks' statements can it read?
PDFs from Emirates NBD, Emirates Islamic, Mashreq, ADCB and Citi. For any other bank, use a QBO, OFX, CSV or Excel export.
How do I send an idea or report a problem?
In the app, go to Settings or More → Suggest an improvement. Testers' ideas shape what comes next.
Can I use it for money in more than one country?
Yes. Keep AED and PHP accounts side by side, and plan money you send home.
From invitation to Home Screen in a minute.
SÍNOP is a web app — nothing to download from a store. You'll need an invite link.
iPhone or iPad
- Open your invite link in Safari.
- Tap Create my passkey and confirm with Face ID.
- Share → Add to Home Screen.
Android or computer
- Open your invite link in Chrome or Edge.
- Create your passkey.
- Browser menu → Install app or Add to Home screen.
Your ideas build what comes next: testers send suggestions from Settings or More → Suggest an improvement.